ERICA M. WITZ, ESQ.
WEBB, LLP
115 BROAD STREET
SALISBURY, MD 21801
410-742-3176
SUBSTITUTE TRUSTEE’S SALE
OF REAL PROPERTY
1309 MARKET STREET POCOMOKE CITY, MD 21851
Under a power of sale contained in Deed of Trust from Cypress Solutions, LLC, dated
July 29, 2016, and recorded in Liber 9139, folio 180 among the Land Records of
Worcester County, Maryland, default having occurred thereunder (Case no. C-22-CV-
26-000154; Tax ID 01-025538) the Sub. Trustee will sell at public auction at the
WORCESTER COUNTY COURTHOUSE, located at 1 W Market Street, Snow Hill, MD
21863) on
Wednesday, November 18, 2026 at 10:00 am
ALL that lot, tract or parcel of land situate, lying and being in the Town of Pocomoke
First Tax District, Worcester County and State of Maryland, and more fully described in
the above referenced Deed of Trust. Tax ID: 01-025538
The property will be sold in an “as is” condition and subject to conditions, restrictions
and agreements of record affecting the same, if any and with no warranty of any kind.
NOTE: The Secured Party placed a land use covenant on the property restricting use
of the property to a medical office. Secured Party will modify said restriction at the
Purchaser’s request, subject to the reasonable approval of the Secured Party. Any
modification will prohibit use of the property as a bank, credit union, or financial services
business.
Terms of Sale: A deposit of ten percent (10%) of the purchase price will be required at
the time of sale, such deposit to be in cash, certified check or other form acceptable to
the Substitute Trustee. No deposit shall be required of the Secured Party where the
secured party bids in the property at auction. Balance of the purchase price shall be due
in cash or by certified check with interest on the unpaid balance of the purchase price at
a rate pursuant to the Deed of Trust Note from the date of sale to and including the date
of settlement. Purchaser shall settle and comply with the sale terms within twenty (20)
days following the final ratification of sale by the Circuit Court for Worcester County,
unless said period is extended by the Substitute Trustee for good cause shown. Time is
of the essence as to the purchaser. Settlement shall be held at the office of the
Substitute Trustee. Taxes, ground rent, water rent, condominium fees and/or
homeowner association dues, all public charges/assessments payable on an annual
basis, including sanitary and/or metropolitan district charges, if applicable, shall be
adjusted to the date of sale and assumed thereafter by the purchaser. Purchaser shall
pay all state and local transfer taxes, recordation taxes and fees, attorneys’ fees and all
other incidental settlement costs. Purchaser shall be responsible for obtaining physical
possession of the property.
If the Purchaser defaults, the deposit shall be forfeited and
the property shall be resold at the purchaser’s risk and expense. Purchaser waives
personal service and accepts service by first class mail and certified mail addressed to
the address provided by said purchaser as identified on the Memorandum of Sale for
any Motion or Show Cause Order incident to this sale including a Motion to Default
Purchaser and for Resale of the property. In the event of a resale, the defaulting
Purchaser shall not be entitled to receive any benefit from the resale, including, but not
limited to, additional proceeds or surplus which may arise therefrom. There will be no
abatement of interest in the event additional funds are tendered at the time of sale or
any time prior to settlement or if the settlement is delayed for any reason. In the event
that the Secured Party executes a forbearance agreement with the borrower(s)
described in the above-mentioned Deed of Trust, or allows the borrower(s) to execute
their right to reinstate or payoff the subject loan, prior to the sale, with or without the
Substitute Trustee’s prior knowledge, this Contract shall be null and void and of no
effect, and purchaser’s sole remedy shall be the return of the deposit without interest.
Purchaser assumes the risk of loss or damage to the property from the date of sale
forward. If the Substitute Trustee(s) are unable to convey insurable title for any reason,
the purchaser(s) sole remedy in law or equity shall be limited to a refund of the
aforementioned deposit without interest. In the event the sale is not ratified for any
reason, the purchaser’s sole remedy, at law or equity, is the return of the deposit without
interest. Further terms and particulars may be announced at time of sale, and
Purchaser may be required to execute a Memorandum of Sale at the time of auction.
(File no. 37670-31)
Erica Witz, Substitute Trustee
Zeb Barfield,
ZBB, Inc.
12100 Mears Station RD
P.O. Box 208
Hallwood, VA 23359
757-824-4698
Lic. No. VAAR2046
Ad to appear in _____ (dates)
